Manage daily needs with better flexibility
Access funds when timing matters most
Clear and transparent options to review
Apply directly in the app
Review before confirming
91 - 180 day options
Convenient and accessible
₱1,000 - ₱60,000
91 - 180 days
Based on selected plan
For a loan amount of ₱16,000 with a repayment period of 120 days and an annual interest rate of 18%:
Total Interest: ₱960
Total Repayment Amount: ₱16,960
Estimated 4 Installments: ₱4,240 each
Actual loan terms may vary depending on eligibility and assessment.
⚠️ All applications are subject to review and approval.
Loan amounts, terms, and fees may vary based on assessment.
To apply, you should meet the following basic requirements:
Additional verification may be required during the application process.
Qualified users may apply for loan amounts ranging from ₱1,000 up to ₱60,000, depending on eligibility review and account assessment.
Repayment periods may range from 91 to 180 days, with installment options depending on the approved loan offer.
Your repayment schedule and total payable amount will be displayed before confirmation.
Application reviews may vary depending on verification results and submitted information. Eligible users may receive updates shortly after completing the application.
Approved funds are transferred directly to your registered bank account or supported e-wallet account.
Repayments can be completed using available payment methods provided within the app, including supported banks and digital payment channels.
Yes. Eligible users may choose to complete repayment before the due date, subject to the applicable loan agreement.
Late repayment may affect future application eligibility and account standing. Applicable penalties or additional charges may apply according to the loan agreement.
Users are encouraged to repay on time and review repayment schedules carefully.
Kumuha Cash applies security and verification measures designed to help protect user information and prevent unauthorized access.
Personal data is processed according to applicable privacy and data protection requirements.
No. All applications are subject to internal review, verification, and eligibility assessment. Submission does not guarantee approval.
Users with positive repayment history may become eligible for future applications and updated offers, depending on account assessment.
For assistance, users may contact customer support through the official in-app support channels or the contact information provided on the platform.
Please borrow responsibly and review all repayment obligations before confirming any loan application. Ensure that repayment amounts fit your financial situation and budget.
If you have questions about your application or repayment, you may reach us through the following channel.
team@828synergy.com
Monday - Friday
10:00 AM - 6:00 PM
828 SYNERGY LENDING Corporation operates the Kumuha Cash mobile application, committed to delivering transparent and responsible financial services in the Philippines.
SEC Registration No.: CS202007383
Certificate of Authority No.: 3315
Lending services are provided by NEW CROSS CREDIT AND FINANCING GATE PH, INC., a SEC-registered and licensed lending company in the Philippines.
SEC Registration No.: CS201628816
Certificate of Authority No.: 1288
Kumuha Cash does not require any upfront payment before loan approval.
Please contact us if you encounter suspicious activity.
For more details, please review our Privacy Policy.